⚡ FLASH SALE: Only 3 spots left! Offer expires in: 00:04:59
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Hi there! I'm CashBot, your friendly financial assistant! 💰
We're here to help when life happens. Quick, easy, and caring.

🚨 EMERGENCY CASH NEEDED? 🚨

Don't let unexpected bills stress you out!

💸 GET CASH NOW! 💸

Fast! Easy! No Credit Check! Today! Instant!

⏰ LIMITED TIME OFFER EXPIRES IN:

04:59
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💬 What Our Happy Customers Say:

"Got my $500 in just 2 minutes! Life saver!" - Sarah M., Dallas
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🆘 LIFE HAPPENS - WE'RE HERE TO HELP! 🆘

� Car Repair
🏥 Medical Bills
⚡ Utilities Due
🏠 Rent Emergency

Don't let unexpected expenses ruin your week!

💰 INSTANT CASH APPLICATION 💰

🚀 Get Your Money in 2 Minutes!

$500
$100 Most Popular! $1000
Simple Fee: Just $15 per $100 borrowed!
No hidden charges • No credit checks • No paperwork
APR: 391% for 14-day term. Additional fees may apply for rollovers, processing, and collection activities. See terms for full disclosure.
Terms and Conditions • Privacy Policy • State Disclosures

📊 Real Cost Calculator

💀 What You're Actually Paying

Loan Amount: $500
Finance Charge (15%): $75
Processing Fee: $25
Fast Funding Fee: $30
Document Fee (hidden): $15
Potential Rollover Fee: $75
Total Due Today: $645
Potential Total w/ Rollover: $720
APR: 634%

⚠️ Warning Signs:

  • APR over 600% (loan shark levels)
  • Hidden fees not disclosed upfront
  • High rollover probability (80% of loans)
  • Debt trap cycle risk

✅ Ethical Alternative

Loan Amount: $500
Interest (28% APR max): $5.48
Application Fee: $0
Processing Fee: $0
All Fees Disclosed: ✅ Yes
Rollover Option: ❌ Prohibited
Total Due: $505.48
You Save: $139.52
APR: 28%

✅ Protections:

  • APR capped at 28% by regulation
  • All costs disclosed transparently
  • No rollover traps allowed
  • Financial counseling included

See How Loan Amount Affects Cost

$100
Predatory: $130
Ethical: $101
$300
Predatory: $390
Ethical: $303
$500
Predatory: $645
Ethical: $505
$800
Predatory: $1,035
Ethical: $808
$1000
Predatory: $1,295
Ethical: $1,011

🏦 Better Alternatives Available

Credit Union PAL

$505 total
28% APR
Member-owned, non-profit

Employer Advance

$500-505 total
0-5% fee
Check with HR department

Credit Card Advance

$510-520 total
25-30% APR
If available on existing card

Family/Friends

$500 total
0% interest
Interest-free option